Do you take pre-revenue inquiries?

Yes, pre-revenue is a distinct stage tag. Files route to card-stack and personal-guarantee programs, not SBA microloans (which want traction).

What's the FICO floor?

680 for premium programs (0% intro card stacks, PG lines). Sub-680 routes to SBA microloan intermediaries and CDFIs.

Do you handle first-time franchisee startups?

Franchise-specific startup inquiries route to the Franchise Financing feed for FDD-aware handling.

How are card-stack inquiries handled?

Owner FICO 680+ files with sub-$100k requests route to card-stack specialists via real-time delivery for issuer decisioning.

How are these leads qualified before I receive them?

Founders confirm use of funds, entity status and owner credit band on capture, then complete data verification before delivery.

US lead product · Growth & acquisition

Startup Business Loans

Financing for new businesses under 2 years old.

$10k – $250k1 – 10 years1 – 4 weeks

Join the waiting list for Startup Business Loans All US products

Financing for new businesses under 2 years old

SBA microloan and 7(a) options
Unsecured personal-guarantee loans
0% intro business credit card stacks

Leads sourced through our multi-channel B2B marketing engine

Google Ads

Meta Ads

LinkedIn Ads

Microsoft/Bing Ads

TikTok Ads

YouTube Ads

X Ads

SEO

SEO for AI

Email marketing

SMS & MMS marketing

Telemarketing

Partner referrals

Affiliate marketing

Google Ads

Meta Ads

LinkedIn Ads

Microsoft/Bing Ads

TikTok Ads

YouTube Ads

X Ads

SEO

SEO for AI

Email marketing

SMS & MMS marketing

Telemarketing

Partner referrals

Affiliate marketing

What are startup business loans?

Startup financing blends multiple products because no single lender covers the full need. A typical package might be an SBA microloan for equipment, an unsecured line based on the owner's personal credit, and a stack of 0% intro business credit cards for short-term working capital.

These borrowers are highly engaged and willing to talk to multiple lenders, a good fit for brokers who can package several products together.

Product mechanics

Key numbers your BDO team should know before the first call.

Loan range: $10k – $250k
Typical term: 1 – 10 years
Indicative rates: 8% – 30% APR (indicative)
Funding speed: 1 – 4 weeks
Typical borrower: Founders in their first 24 months of trading.
Why brokers want these: Underserved segment with strong intent, founders will engage multiple lenders.

Common use cases

First-time founder starting a service business
Post-corporate operators launching an SMB
Franchise unit opening (see franchise financing)
E-commerce brand launching a first product line

Typical borrower qualifications

Owner FICO 680+ (product-dependent)
Personal liquidity for guarantee
Business plan and projections

Why brokers buy from us

Why growth & acquisition brokers buy startup business loans leads from us

What makes this feed different from generic aggregator flow.

Business-age band captured so PG-only lenders skip pre-revenue files and card-stackers see them

Preferred product tag (SBA / PG / card stack) drives routing to the right product line

Personal liquidity disclosed for PG-underwritten programs

Compare

How startup business loans compares to adjacent products

Help your team route inquiries to the right product on day one.

vs Business Credit Cards

Card-stack is one delivery mechanism for startup capital; startup loans bundle SBA + PG + cards depending on need.

View Business Credit Cards

vs SBA Loans

SBA has a 2-year TIB gate; startup financing covers the under-2-year window before SBA becomes available.

View SBA Loans

vs Alternative Financing

Alt-finance needs 6+ months TIB and $15k revenue; startup covers pre-revenue and sub-6-month files.

View Alternative Financing

Our lead generation process

How we generate startup business loans leads

Every inquiry is captured, consented and verified before it reaches your team.

Source channels

SEO for 'startup business loan' and '$50k business credit card stack' content
Founder-community placements (Indie Hackers, r/EntrepreneurRideAlong, launch-focused podcasts)
Google Search Ads on 'first business loan' and 'startup funding' intent
Personal-guarantee lender aggregator partnerships

Data captured on each lead

Business age and stage (pre-revenue / <6mo / 6-12mo / 12-24mo)
Requested amount and preferred product (SBA / unsecured PG / card stack)
Owner FICO band, personal liquidity and prior business ownership
Industry NAICS and legal entity type
Business plan / projections readiness

Verification workflow

Owner FICO 680+ gate for premium PG and card-stack programs
Personal liquidity floor for PG programs
Restricted-industry filter
TCPA + CAN-SPAM consent

What a lead looks like

Verified inquiry

$10k · Startup Business Loans

LLC · US-based · verified decision-maker · TCPA consent on file

Business age and stage (pre-revenue / <6mo / 6-12mo / 12-24mo): ✓
Requested amount and preferred product (SBA / unsecured PG / card stack): ✓
Owner FICO band, personal liquidity and prior business ownership: ✓
Industry NAICS and legal entity type: ✓

Who this suits & how we qualify

Best fit for

Personal-guarantee lenders, SBA microloan intermediaries, business credit card programs.

Qualification standard

Owner FICO 680+ gate for premium PG and card-stack programs
Personal liquidity floor for PG programs
Restricted-industry filter

Turnaround

Fresh, consent-captured inquiries delivered to you in real time, inside your agreed response window.

Broker FAQs

Common questions from buyers of startup business loans leads.

Ready for verified Startup Business Loans inquiries?

Tell us your credit box and volume, we'll come back within one business day.

Join the waiting list