Do you disclose payer names on the lead?

Yes. Top-3 payer names and payment terms are captured so you can pre-check payer credit before onboarding.

Is UCC / existing lender status disclosed?

Yes. Borrowers disclose current bank facility, we tag files that will need a payoff-and-play.

Can I filter to specific industries?

Yes. Common filters: staffing only, trucking only (or excluded), government contractor only, manufacturing only.

Do you handle both recourse and non-recourse inquiries?

Yes, borrower preference is captured but final structure is your call. Most inquiries convert on recourse.

How does volume compare to MCA lead flow?

Substantially lower, factoring is a specialty product with fewer monthly inquiries, but LTV per funded relationship is 5–20x an MCA deal.

US lead product · Working capital

Invoice Factoring

Sell unpaid B2B invoices for immediate cash.

$10k – $10M30 – 90 days per invoice48 hours to set up, then same-day advances

Join the waiting list for Invoice Factoring All US products

Sell unpaid B2B invoices for immediate cash

Advance rates 80–95% of invoice face
Recourse and non-recourse structures
Credit-underwritten on the payer, not the merchant

Leads sourced through our multi-channel B2B marketing engine

Google Ads

Meta Ads

LinkedIn Ads

Microsoft/Bing Ads

TikTok Ads

YouTube Ads

X Ads

SEO

SEO for AI

Email marketing

SMS & MMS marketing

Telemarketing

Partner referrals

Affiliate marketing

Google Ads

Meta Ads

LinkedIn Ads

Microsoft/Bing Ads

TikTok Ads

YouTube Ads

X Ads

SEO

SEO for AI

Email marketing

SMS & MMS marketing

Telemarketing

Partner referrals

Affiliate marketing

What is invoice factoring?

Invoice factoring turns unpaid B2B invoices into immediate cash. Because the factor underwrites the merchant's customer (the payer) rather than the merchant, it works for businesses with weak balance sheets but strong customers.

Once a facility is placed it typically runs for years, generating recurring commission and referral opportunities for the broker.

Product mechanics

Key numbers your BDO team should know before the first call.

Loan range: $10k – $10M
Typical term: 30 – 90 days per invoice
Indicative rates: 1% – 5% per 30 days (indicative)
Funding speed: 48 hours to set up, then same-day advances
Typical borrower: B2B service and product businesses with slow-paying commercial customers.
Why brokers want these: Recurring, high-lifetime-value relationships once a facility is placed.

Common use cases

Staffing and payroll companies with 30–60 day pay cycles
Manufacturers selling to big-box retailers on NET terms
Trucking companies waiting on freight broker payment
Wholesalers and distributors financing growth

Typical borrower qualifications

B2B invoices to creditworthy commercial or government payers
$10k+ monthly invoicing
No blanket UCC lien from another lender

Why brokers buy from us

Why working capital brokers buy invoice factoring leads from us

What makes this feed different from generic aggregator flow.

Payer names and concentration disclosed before you spend on payer credit checks

UCC / existing-lender status captured to flag payoff-and-play files

Industry filters honored, staffing-only or trucking-only factors get relevant flow

Compare

How invoice factoring compares to adjacent products

Help your team route inquiries to the right product on day one.

vs Accounts Receivable Financing

A/R financing is a revolving line with the merchant collecting; factoring is a sale with the factor collecting (notification).

View Accounts Receivable Financing

vs Purchase Order Financing

PO finance funds cost of goods before invoice exists; factoring turns the resulting invoice into cash.

View Purchase Order Financing

vs Merchant Cash Advance

MCA is card-revenue flex; factoring is receivable-purchase, cheaper for B2B merchants with strong payers.

View Merchant Cash Advance

Our lead generation process

How we generate invoice factoring leads

Every inquiry is captured, consented and verified before it reaches your team.

Source channels

SEO for industry-specific factoring queries (staffing factoring, trucking factoring, government contractor factoring)
Google Search Ads on 'invoice factoring' and 'A/R funding' intent
Freight broker and staffing industry publication partnerships
Referrals from MCA/LOC borrowers whose real problem is receivables timing

Data captured on each lead

Monthly invoicing volume and average invoice size
Top-3 customers / payers (names) and any concentration risk
Standard payment terms (NET 30 / 45 / 60 / 90)
Existing lender and UCC status (blanket lien check)
Industry NAICS, entity type and state

Verification workflow

UCC search flag when borrower discloses existing bank facility
Payer concentration check (single-payer >50% flagged)
Industry match to factor's book (staffing, trucking, government, manufacturing)
TCPA + CAN-SPAM consent with IP, timestamp, source URL

What a lead looks like

Verified inquiry

$10k · Invoice Factoring

LLC · US-based · verified decision-maker · TCPA consent on file

Monthly invoicing volume and average invoice size: ✓
Top-3 customers / payers (names) and any concentration risk: ✓
Standard payment terms (NET 30 / 45 / 60 / 90): ✓
Existing lender and UCC status (blanket lien check): ✓

Who this suits & how we qualify

Best fit for

Factoring companies, asset-based lenders, and specialty finance brokers.

Qualification standard

UCC search flag when borrower discloses existing bank facility
Payer concentration check (single-payer >50% flagged)
Industry match to factor's book (staffing, trucking, government, manufacturing)

Turnaround

Fresh, consent-captured inquiries delivered to you in real time, inside your agreed response window.

Broker FAQs

Common questions from buyers of invoice factoring leads.

Ready for verified Invoice Factoring inquiries?

Tell us your credit box and volume, we'll come back within one business day.

Join the waiting list