Invoice Finance
Factoring, CID and selective invoice finance for UK B2B ledgers.
Learn moreUK lead type · Cash flow
Merchant Cash Advance
Card-turnover-linked advances for UK retail, hospitality and e-commerce.
£5k to £300k6 to 18 months typical repayment24 to 72 hours to fund
Card-turnover-linked advances for UK retail
- £5k to £300k advances against future card sales
- Repayment is a fixed percentage of daily card takings
- No fixed monthly payment, flexes with turnover
Leads sourced through our multi-channel B2B marketing engine
Google Ads
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Microsoft/Bing Ads
TikTok Ads
YouTube Ads
X Ads
SEO
SEO for AI
Email marketing
SMS & MMS marketing
Telemarketing
Partner referrals
Affiliate marketing
Google Ads
Meta Ads
LinkedIn Ads
Microsoft/Bing Ads
TikTok Ads
YouTube Ads
X Ads
SEO
SEO for AI
Email marketing
SMS & MMS marketing
Telemarketing
Partner referrals
Affiliate marketing
What is merchant cash advance?
Merchant cash advance is a purchase of future receivables rather than a loan. The funder buys a set amount of future card takings at a discount, and the borrower repays via a daily split of card income.
It suits retail, hospitality and e-commerce operators with strong card flow but who fail cash-flow or credit tests for a term loan. Approvals are quick because the card processor is doing most of the underwriting.
We capture PSP, monthly card turnover and requested advance at enquiry so lenders can quote inside an hour.
Product mechanics
Key numbers your BDM team should know before the first call.
- Loan range
- £5k to £300k
- Typical term
- 6 to 18 months typical repayment
- Indicative rates
- Factor 1.15 to 1.45 (indicative)
- Funding speed
- 24 to 72 hours to fund
- Typical borrower
- UK business processing £5k+ per month in card takings.
- Why brokers want these
- Fast decisions on borrowers other funders decline, high volume, high commission.
Common use cases
- Restaurant kit or refit funded from future covers
- E-commerce inventory ahead of Q4
- Retail store expansion or refurbishment
- Emergency cash-flow when a term loan is declined
Typical borrower qualifications
- 6+ months of card takings history
- £5k+ monthly card turnover
- UK-registered business
- Sub-prime credit accepted
Why brokers buy from us
Why UK cash flow brokers buy merchant cash advance leads from us
What makes this feed different from generic aggregator flow.
High volume of card-heavy retail and hospitality enquiries
PSP and monthly card turnover captured
Real-time delivery for same-day funding
Compare
How merchant cash advance compares to adjacent products
Help your team route enquiries to the right product on day one.
vs Unsecured Business Loans
Use when the borrower wants a fixed monthly payment and has clean credit.
View Unsecured Business Loansvs Revolving Credit Facilities
Route here when the borrower wants a redraw line rather than a lump advance.
View Revolving Credit Facilitiesvs Recovery & Refinance
Better for borrowers already stacked on multiple MCAs who need consolidation.
View Recovery & RefinanceOur lead generation process
How we generate merchant cash advance leads
Every enquiry is captured, consented and verified before it reaches your team.
Source channels
- SEO on MCA, business cash advance and retail funding terms
- Google Search Ads on merchant cash advance keywords
- PSP and hospitality trade press partnerships
- Content targeting UK hospitality and retail operators
Data captured on each lead
- Card processor (Worldpay, Stripe, Square, etc.)
- Average monthly card turnover
- Requested advance and use of funds
- Company number and director contact
- GDPR and PECR consent
Verification workflow
- Companies House match
- PSP and card volume plausibility check
- UK mobile SMS verified
- Duplicate suppression
- Consent recorded
What a lead looks like
Verified enquiry
£5k to £300k · Merchant Cash Advance
UK Ltd or sole trader · Companies House matched · verified decision-maker · GDPR and PECR consent on file
- Card processor (Worldpay, Stripe, Square, etc.)
- ✓
- Average monthly card turnover
- ✓
- Requested advance and use of funds
- ✓
- Company number and director contact
- ✓
Who this suits & how we qualify
Best fit for
MCA and alternative-finance brokers with a panel of UK MCA funders.
Qualification standard
- Companies House match
- PSP and card volume plausibility check
- UK mobile SMS verified
Turnaround
Fresh, consent-captured UK enquiries delivered to you in real time, inside your agreed response window.
Broker FAQs
Common questions from UK buyers of merchant cash advance leads.
Related lead types
Other cash flow lead flows we supply.
VAT & Tax Loans
Short-term loans to spread UK VAT, corporation tax and PAYE liabilities.
Learn moreReady for verified Merchant Cash Advance enquiries?
Tell us your credit box and volume, we'll come back within one business day.