Unsecured business loan enquiries are often the first finance conversation a growing SME has. They want a straightforward answer quickly, and a broker who delivers it earns a client for the long run.
Who is enquiring
UK Ltd or sole trader with 12+ months trading and £120k+ annual turnover.
Typical deals range £10k to £500k, over 6 months to 5 years, with 24 to 72 hours to fund.
What they want to fund
These are the situations we see most often:
- Bridging a VAT or PAYE quarter
- Stock purchase ahead of a busy season
- Hiring, marketing or a new premises deposit
- Consolidating short-term MCA or card advances
Signals that a lead is ready
A quick check on these points on your first call helps you move straight to the right lender:
- UK-registered Ltd or sole trader
- 12+ months trading (24+ preferred by prime funders)
- £10k+ average monthly turnover
- Director credit typically 550+ for prime, sub-prime routes available
- No undischarged bankruptcy
How to follow up fast
Call promptly, confirm trading history, turnover and the amount needed, and set out the options in plain English. Clear next steps build confidence and keep the business with you.
Highest volume UK product, fast decisions, strong recurring pipeline.
Common questions
Are these leads FCA regulated?
Unsecured lending to a limited company is unregulated business lending. Facilities to a sole trader under £25k can fall into FCA regulation, so we tag borrower type on every enquiry.
How fresh are the enquiries?
We deliver in real time. Most enquiries land in your CRM within 60 seconds of the borrower completing the form and passing our verification.
Can I filter by turnover or region?
Yes. Standard filters include monthly turnover band, region, months trading and requested loan size. Custom filters are available on request.