Secured business loan enquiries tend to be larger, more ambitious plans. The business has assets to put to work and a clear goal, which makes these rewarding conversations for brokers who like to structure deals.
Who is enquiring
UK SME with a suitable charge asset and 2+ years trading history.
Typical deals range £50k to £5m, over 1 to 15 years, with 2 to 8 weeks to complete.
What they want to achieve
These are the situations we see most often:
- Acquiring a competitor or a book of business
- Refurbishing owner-occupied premises
- Consolidating expensive short-term debt
- Equity release for growth capital
Signals that a lead is ready
A quick check on these points on your first call helps you move straight to the right lender:
- UK-registered business, 2+ years trading
- Suitable UK-based charge asset with equity headroom
- Clean asset title or manageable prior charges
- Director credit typically 600+
How to follow up fast
Confirm the security, the amount and the purpose on your first call, then outline the likely structure. Early clarity on valuation and timing keeps the deal moving smoothly.
Bigger tickets and stronger commissions per funded deal, longer close cycle.
Common questions
Do you supply first and second charge enquiries?
Yes. We tag existing charges so you can route enquiries to first, second or third charge lenders on your panel.
How is the asset valued at enquiry stage?
We capture a self-declared value and property type. Formal valuation is your job during underwriting.
Can I get consumer BTL enquiries?
Consumer buy-to-let is FCA regulated and sits outside this feed. Ask us about our regulated property lead options.