Development finance enquiries come from builders and developers with a scheme ready to go. These are ambitious, rewarding projects, and a broker who understands the build journey becomes a valued partner.
Who is enquiring
UK developer or SPV with a costed scheme and evidenced experience.
Typical deals range £250k to £50m, over 6 to 36 months, with 4 to 10 weeks to first drawdown.
What they are building
These are the situations we see most often:
- Small residential developments of 2 to 10 units
- Larger residential and mixed-use schemes
- Permitted development and conversion projects
- Refinance of an existing development facility
Signals that a lead is ready
A quick check on these points on your first call helps you move straight to the right lender:
- Costed schedule of works and evidenced GDV
- Developer with prior scheme experience (or JV partner)
- UK planning in place or achievable
- Cash equity typically 20% to 30% of costs
Guiding the next steps
Confirm the site, planning position, costs and experience early, then outline how funding is released through the build. A clear plan helps the developer move forward with confidence.
Large tickets, staged fees and long-term developer relationships.
Common questions
Do you supply mezzanine and JV enquiries?
Yes. Mezzanine and JV requirements are tagged where borrowers indicate a capital stack need.
Do developers need prior schemes to qualify?
Most senior lenders want a track record. First-time developers are usually routed to JV or specialist first-time schemes.
Is planning always required before enquiry?
No. Pre-planning enquiries are common and are tagged so you can route to lenders with land or pre-planning appetite.