Commercial mortgage enquiries are often a proud milestone for a business owner: buying the premises they trade from, or growing a property portfolio. Guiding them well makes for a memorable client relationship.
Who is enquiring
UK trading business or property investor with 25%+ deposit.
Typical deals range £100k to £25m, over 5 to 25 years, with 6 to 12 weeks to complete.
What they want to achieve
These are the situations we see most often:
- Buying a trading premises
- Refinancing an existing commercial mortgage
- Adding an investment property to a portfolio
- Semi-commercial mixed-use acquisition
Signals that a lead is ready
A quick check on these points on your first call helps you move straight to the right lender:
- UK-registered business or SPV
- 25% to 35% deposit available
- Suitable UK commercial property or semi-commercial asset
- Debt service cover typically 1.25x or better
Guiding the next steps
Confirm the property, deposit and trading or rental income early, and explain the process from valuation to completion. A clear timeline helps the owner plan with confidence.
Large tickets, long tenure and strong procuration fee per completion.
Common questions
Do you supply consumer buy-to-let enquiries?
Consumer BTL sits in FCA-regulated mortgage territory and is not part of this feed. Limited company and portfolio BTL are included.
Can I filter by region or property type?
Yes. Region, property type and LTV band are standard filters. Custom filters are available on request.
How long is a typical sales cycle?
Expect 6 to 12 weeks from enquiry to completion. Enquiry quality decides how much of that time is productive.